Healthy paw pet insurance - We offer one pet insurance plan that covers vet visits for new accidents and illnesses at competitive premiums. Our insurance plan is designed with straightforward and simple terms of coverage. #1 Customer-rated pet health insurance plan for the last 7 years *. More than 550,000 pets enrolled**. Staff of …

 
Mar 3, 2024 · Deductibles - 5 / 5. Like all the best pet insurance companies, Healthy Paws allows you to customize your deductible to best suit your financial needs. Values can be set at $100, $250, and $500. Lower deductibles do result in higher premiums. But many customers will appreciate the flexibility Healthy Paws offers. . Hotlink maxis

We offer one pet insurance plan that covers vet visits for new accidents and illnesses at competitive premiums. Our insurance plan is designed with straightforward and simple terms of coverage. #1 Customer-rated pet health insurance plan for the last 7 years *. More than 550,000 pets enrolled**. Staff of …ASPCA Pet Health Insurance: Comprehensive accident and illness coverage, optional wellness plans. Spot Pet Insurance: Flexible coverage, low deductible, ... For instance, Desjardins' Bronze Paw plan offers $4,000 of maximum annual coverage, with $2,000 for each accident and $2,000 for each illness condition. On the other hand, ... Healthy Paws Pet Insurance Healthy Paws Pet Insurance is a simple and affordable way to protect your furry friend from unexpected accidents and illnesses. You can manage your policy, file claims, upload pet photos and more with our online customer center or mobile app. Get a free online quote today and see how much you can save. 3.5. Get a Quote. Our Take. Healthy Paws offers a simple accident and illness pet insurance policy that can provide a decent amount of coverage for your pet. …According to the American Pet Products Association, 70% of U.S. households have at least one pet. If you’re among them, ensuring your pet receives the veterinary care they need to ...Feb 29, 2024 · Based on the sample quotes we received, Healthy Paws pet insurance policies are anywhere from $15 to $77 a month, with an average price of $39. The table below summarizes the average cost for each ... A new research by vacation experts Family Destinations Guide has uncovered the most pet-friendly cities across the United States. Americans are increasingly looking to bring their ...Paws & Limbs. Dental. issues. Ears. issues. Eyes. issues. Reproduction. Nutrition. 37% of dogs and 58% of cats get anxious during vet visits. Get Stress-Free Pet Care from the …Differences between generations at work show up in conference rooms, communications styles and job satisfaction levels, as well as the most valued perks. Differences between genera...Mar 18, 2024 · Use the Healthy Paws app to: • Submit a claim by taking a picture of your invoice. • Check your claim status. • Manage your account. • View messages from Healthy Paws about your claims or policy. • Update your personal information and billing information. • Change your claim reimbursement method. As a pet owner, you want the best for your furry friend. However, when it comes to their health, unexpected medical bills can quickly add up and put a strain on your wallet. Health...Covering the cost of your pet’s healthcare—whether it’s a standard checkup or a more complicated procedure—can be expensive. Covering the cost of your pet’s healthcare—whether it’s...Healthy Paws insurance enabled me to…save my dog’s life! Healthy Paws insurance enabled me to afford the life saving emergency surgery my Poodle needed. They responded quickly and were very helpful in letting me know exactly what information was needed to complete my claim. A $250 deductible and then 80% of the bill is covered!OneDegree, the Hong Kong-based insurance technology startup, launched its first product today, a line of medical plans for pets called Pawfect Care. The company will introduce othe...Learn about the pros and cons of Healthy Paws pet insurance, a single plan that covers accidents and illnesses with no payout limits. Compare rates, coverage options and exclusions for cats …The Healthy Paws Foundation. The Healthy Paws Foundation was started in 2009 and it has helped hundreds of pet rescues and animal shelters by providing grants to help fund medicine, food, shelter, and operating costs. Through our Every Quote Gives Hope™ and Refer-A-Friend grant programs, the foundation has donated over $2 million to deserving ...Spot Pet Insurance offers an optional preventive care add-on that can be used to cover the routine veterinary costs that come with having a pet. Annual wellness exams, dental cleanings, vaccinations, and other services can be covered under a preventive care add-on. Healthy Paws does not offer preventive care coverage. 4. We offer one pet insurance plan that covers vet visits for new accidents and illnesses at competitive premiums. Our insurance plan is designed with straightforward and simple terms of coverage. #1 Customer-rated pet health insurance plan for the last 7 years *. More than 550,000 pets enrolled**. Staff of vet techs & pet parents. Healthy Paws pet insurance; Accident coverage waiting period. 5 days. 15 days. Illness coverage waiting period. 14 days. 15 days. Special waiting periods. 180 days for knee and ligament issues.1 Healthy Paws includes coverage for hip dysplasia when you enroll your pet before the age of six. Please review your state-specific information regarding pet enrollment age and waiting periods for more details. Compare pet insurance providers by using our pet insurance chart that makes reviewing policies simple so you can find the …Healthy Paws Pet Insurance & Foundation is the brand name for the program operations of Healthy Paws Pet Insurance, LLC. Healthy Paws Pet Insurance, LLC is a licensed producer in all states (TX license # 1636108); operating in California as Healthy Paws Pet Insurance Services, LLC (CA license …Healthy Paws Pet Insurance & Foundation is the brand name for the program operations of Healthy Paws Pet Insurance LLC. Healthy Paws Pet Insurance, LLC is a licensed producer in all states (TX license # 1636108); operating in California as Healthy Paws Pet Insurance Services, LLC (CA license # 0H16053), and in New …Shannon S., February 29. Rated 4.4 / 5 based on 2,209 reviews. Showing our 4 & 5 star reviews. Other reasons to consider Healthy Paws over Embrace: Some plans from Embrace have annual reimbursement limits. With a pet insurance plan from Healthy Paws, there are no limits on payouts per claim, per year, or for the lifetime of the policy.We offer one pet insurance plan that covers vet visits for new accidents and illnesses at competitive premiums. Our insurance plan is designed with straightforward and simple terms of coverage. #1 Customer-rated pet health insurance plan for the last 7 years *. More than 550,000 pets enrolled**. Staff of … We offer one pet insurance plan that covers vet visits for new accidents and illnesses at competitive premiums. Our insurance plan is designed with straightforward and simple terms of coverage. #1 Customer-rated pet health insurance plan for the last 7 years *. More than 550,000 pets enrolled**. Staff of vet techs & pet parents. Healthy Paws offers comprehensive and affordable pet insurance plans with unlimited coverage, high reimbursement options, and more. These features earned …The Healthy Paws Pet Insurance cost for monthly premiums starts at $15 for cats and $20 for dogs, but the average monthly premium is around $30. Healthy Paws reimburses up to 90% of your bill and ...Pumpkin Pet Insurance offers annual deductibles as low as $100. It also provides $250 and $500 yearly deductibles like Healthy Paws. Furthermore, Pumpkin reimburses eligible claims at a flat 90% ...Based on the sample quotes we received, Healthy Paws pet insurance policies are anywhere from $15 to $77 a month, with an average price of $39. The table below summarizes the average cost for each ...Reasons to consider ASPCA: Healthy Paws does not enroll pets aged 14 or older. ASPCA Pet Insurance allows pets older than 13 to enroll in a new plan and may be a good choice for those with older pets who are looking for pet insurance. ASPCA also offers coverage for behavioral issues in their comprehensive plan.With the Healthy Paws Pet Insurance plan, you can give your pet the care they need if they get sick or injured. The plan is easy to understand, covers your pet from nose to tail, let’s you stick to your licensed vet, and reimburses you quickly. Coverage includes new injuries and illnesses, ...Watch, interact and learn more about the songs, characters, and celebrities that appear in your favorite Healthy Paws Pet Insurance TV Commercials.With Healthy Paws, pet insurance in Arizona covers new accidents and illnesses, except for pre-existing conditions or as otherwise excluded under your policy. With a Healthy Paws insurance plan, you can take your pet to any licensed veterinarian in Arizona – or any other state while traveling – and get reimbursed up to 90 …Healthy Paws is a good option for pet parents who are looking for comprehensive pet insurance with no waiting periods and no maximum payouts. The …We offer one pet insurance plan that covers vet visits for new accidents and illnesses at competitive premiums. Our insurance plan is designed with straightforward and simple terms of coverage. #1 Customer-rated pet health insurance plan for the last 7 years *. More than 550,000 pets enrolled**. Staff of …Healthy Paws Pet Insurance & Foundation is the brand name for the program operations of Healthy Paws Pet Insurance, LLC. Healthy Paws Pet Insurance, LLC is a licensed producer in all states (TX license # 1636108); operating in California as Healthy Paws Pet Insurance Services, LLC (CA license …Healthy Paws Pet Insurance & Foundation is the brand name for the program operations of Healthy Paws Pet Insurance LLC. Healthy Paws Pet Insurance, LLC is a licensed producer in all states (TX license # 1636108); operating in California as Healthy Paws Pet Insurance Services, LLC (CA license # 0H16053), and in New …We offer one pet insurance plan that covers vet visits for new accidents and illnesses at competitive premiums. Our insurance plan is designed with straightforward and simple terms of coverage. #1 Customer-rated pet health insurance plan for the last 7 years *. More than 550,000 pets enrolled**. Staff of … We offer one pet insurance plan that covers vet visits for new accidents and illnesses at competitive premiums. Our insurance plan is designed with straightforward and simple terms of coverage. #1 Customer-rated pet health insurance plan for the last 7 years *. More than 550,000 pets enrolled**. Staff of vet techs & pet parents. We offer one pet insurance plan that covers vet visits for new accidents and illnesses at competitive premiums. Our insurance plan is designed with straightforward and simple terms of coverage. #1 Customer-rated pet health insurance plan for the last 7 years *. More than 550,000 pets enrolled**. Staff of …5 Dec 2023 ... Healthy Paws is a good option for pet parents who are looking for comprehensive pet insurance with no waiting periods and no maximum payouts ...What is a Pet Insurance? What health insurance is to us humans, a pet insurance is to our furry babies! A pet insurance is a type of insurance policy, specially customized to …Browse available pet insurance jobs at Fetch and apply here. Pet Insurance. Pet Insurance Guide. Learn what is pet insurance and how you can help protect your pets. ... Healthy Paws. Pumpkin. Pets Best. Figo. ASPCA. MetLife. Geico. Spot. AKC. All Providers. My Account. FAQs. 866.509.0163. Chat support. Get your price. My Account. 866.509.0163.Healthy Paws pet insurance is the most reliable partner to help you pay for your pet’s health care. Healthy Paws Customer Reviews. According to customer reviews of Healthy Paws pet insurance, 9 out of 10 pet owners who purchase a policy are very satisfied with their coverage and with the customer service.We offer one pet insurance plan that covers vet visits for new accidents and illnesses at competitive premiums. Our insurance plan is designed with straightforward and simple terms of coverage. #1 Customer-rated pet health insurance plan for the last 7 years *. More than 550,000 pets enrolled**. Staff of …Healthy Paws Pet Insurance is a company with policies underwritten by Chubb companies and is licensed in all 50 US states. Its pet insurance plan covers cats and dogs against accidents and illnesses.Affordable Pet insurance premiums. Paw Paw premiums are affordable and they cover up to R20 000 per annum for emergency procedures. Their claims are processed within only 72 hours. So, you will receive reimbursement on your payments made to the vet in no time. In the event of an emergency procedure, clients can get a pre-authorization …Shannon S., February 29. Rated 4.4 / 5 based on 2,209 reviews. Showing our 4 & 5 star reviews. Other reasons to consider Healthy Paws over Embrace: Some plans from Embrace have annual reimbursement limits. With a pet insurance plan from Healthy Paws, there are no limits on payouts per claim, per year, or for the lifetime of the policy.Mar 18, 2024 · Use the Healthy Paws app to: • Submit a claim by taking a picture of your invoice. • Check your claim status. • Manage your account. • View messages from Healthy Paws about your claims or policy. • Update your personal information and billing information. • Change your claim reimbursement method. Our pet insurance is for cats, dogs and rabbits, and every policy comes with unlimited 24/7 access to vet nurses and vets. So, if you ever feel a bit 'for pet's sake', know Everypaw is here for you and your pet when you need us most. Insure multiple pets for a multi-pet discount. 99% of claims paid in 5 days*.Coverage is subject to the language of the policies as actually issued. Surplus lines insurance sold only through licensed surplus lines producers. Chubb, 202 Hall's Mill Road, Whitehouse Station, NJ 08889-1600. Healthy Paws Pet Insurance & Foundation is the brand name for the program operations of Healthy Paws Pet Insurance LLC.See full list on forbes.com Healthy Paws Pet Insurance & Foundation is the brand name for the program operations of Healthy Paws Pet Insurance, LLC. Healthy Paws Pet Insurance, LLC is a licensed producer in all states (TX license # 1636108); operating in California as Healthy Paws Pet Insurance Services, LLC (CA license …The Healthy Paws Pet Insurance plan, underwritten by the Chubb Group, is a straightforward insurance plan with no annual or lifetime caps on claim payouts. Protecting your pets' health with a Healthy Paws plan makes it easy to give them medical care while protecting your bank account from expensive veterinary bills.Based on the quotes we gathered, the average cost of a Lemonade pet insurance policy is $37 per month for dog insurance and $15 for cat insurance. Opting for a preventive care plan and other ...Shannon S., February 29. Rated 4.4 / 5 based on 2,209 reviews. Showing our 4 & 5 star reviews. Other reasons to consider Healthy Paws over Embrace: Some plans from Embrace have annual reimbursement limits. With a pet insurance plan from Healthy Paws, there are no limits on payouts per claim, per year, or for the lifetime of the policy.Watch, interact and learn more about the songs, characters, and celebrities that appear in your favorite Healthy Paws Pet Insurance TV Commercials.With the Healthy Paws Pet Insurance plan, you can give your pet the care they need if they get sick or injured. The plan is easy to understand, covers your pet from nose to tail, let’s you stick to your licensed vet, and reimburses you quickly. Coverage includes new injuries and illnesses, ...To help dogs and cats live their best lives, Healthy Paws offers a pet insurance plan in Texas that covers new accidents and illnesses, cancer, emergencies, genetic conditions, and much more. Pets living in the big Texas cities, the quaint small towns, and the rural communities can all benefit from a personalized health …Compare Pets Best Pet Insurance to Healthy Paws on coverage, claims, and customer commitment. Pets Best offers fast claim payments, and flexible plan ...Pros. Unlimited maximum payouts (no caps) One easy-to-understand plan. Alternative treatments covered. Reasonable pricing. Donates to homeless pet …Pros. Unlimited maximum payouts (no caps) One easy-to-understand plan. Alternative treatments covered. Reasonable pricing. Donates to homeless pet … The Basics of Pet Insurance. Most pet health insurance plans have a few basics in common. Choose a deductible: usually per incident or per year. Select a reimbursement level or co-pay percentage. Pay for coverage on a monthly basis. Seek treatment at any licensed veterinarian. Pay the vet directly, then get reimbursed for covered treatment by ... We offer one pet insurance plan that covers vet visits for new accidents and illnesses at competitive premiums. Our insurance plan is designed with straightforward and simple terms of coverage. #1 Customer-rated pet health insurance plan for the last 7 years *. More than 550,000 pets enrolled**. Staff of … Coverage is subject to the language of the policies as actually issued. Surplus lines insurance sold only through licensed surplus lines producers. Chubb, 202 Hall's Mill Road, Whitehouse Station, NJ 08889-1600. Healthy Paws Pet Insurance & Foundation is the brand name for the program operations of Healthy Paws Pet Insurance, LLC. Healthy Paws Pet Insurance & Foundation is the brand name for the program operations of Healthy Paws Pet Insurance LLC. Healthy Paws Pet Insurance, LLC is a licensed producer in all states (TX license # 1636108); operating in California as Healthy Paws Pet Insurance Services, LLC (CA license # 0H16053), and in New …Contrary to popular opinion, your health insurance provider has a vested interest in you staying healthy. Naturally, many companies offer discounts or even full reimbursements for ...Pet insurance for South African pets. PawPaw is a pet insurance broker of comprehensive & accident only cover. Get dog & cat vet insurance. 021 403 9177 [email protected]. Menu. Plans; ... I’m so grateful for no-nonsense Paw Paw Pet Insurance. Lorraine Du Plessis.Here are Forbes Advisor’s picks for the best pet insurance companies of March 2024: Pets Best – Best Overall. Embrace – Best for Healthy Pet Discount. Paw Protect – Great for Superior ...We offer one pet insurance plan that covers vet visits for new accidents and illnesses at competitive premiums. Our insurance plan is designed with straightforward and simple terms of coverage. #1 Customer-rated pet health insurance plan for the last 7 years *. More than 550,000 pets enrolled**. Staff of … With Healthy Paws, pet insurance in Arizona covers new accidents and illnesses, except for pre-existing conditions or as otherwise excluded under your policy. With a Healthy Paws insurance plan, you can take your pet to any licensed veterinarian in Arizona – or any other state while traveling – and get reimbursed up to 90 percent on vet bills. Access to medical care is key to managing your diabetes. Get more information and find resources to see how to get covered and make it work for you. Health Insurance Diabetes is pr... Coverage is subject to the language of the policies as actually issued. Surplus lines insurance sold only through licensed surplus lines producers. Chubb, 202 Hall's Mill Road, Whitehouse Station, NJ 08889-1600. Healthy Paws Pet Insurance & Foundation is the brand name for the program operations of Healthy Paws Pet Insurance LLC. Adopting a small dog can be a rewarding experience for any pet owner. Not only do small dogs make great companions, but they also require less space and are often easier to care fo...We offer one pet insurance plan that covers vet visits for new accidents and illnesses at competitive premiums. Our insurance plan is designed with straightforward and simple terms of coverage. #1 Customer-rated pet health insurance plan for the last 7 years *. More than 550,000 pets enrolled**. Staff of …We offer one pet insurance plan that covers vet visits for new accidents and illnesses at competitive premiums. Our insurance plan is designed with straightforward and simple terms of coverage. #1 Customer-rated pet health insurance plan for the last 7 years *. More than 550,000 pets enrolled**. Staff of …We offer one pet insurance plan that covers vet visits for new accidents and illnesses at competitive premiums. Our insurance plan is designed with straightforward and simple terms of coverage. #1 Customer-rated pet health insurance plan for the last 7 years *. More than 550,000 pets enrolled**. Staff of …Healthy Paws offers flexible and affordable pet insurance plans that cover accidents, illnesses, cancer, and more. See customer reviews, rates, and claims process for your pet. Email requests may go to [email protected]. List your name, your pet’s name, your pet policy number, the cancellation effective date, and the reason for the cancellation. If a cancellation request is received within the first 30 days of the pet's policy and no claims have been filed, the policy is canceled with a full refund. Healthy Paws Pet Insurance & Foundation is the brand name for the program operations of Healthy Paws Pet Insurance, LLC. Healthy Paws Pet Insurance, LLC is a licensed producer in all states (TX license # 1636108); operating in California as Healthy Paws Pet Insurance Services, LLC (CA license #0H16053), and in New York as Healthy Paws Pet ... Pros. Unlimited maximum payouts (no caps) One easy-to-understand plan. Alternative treatments covered. Reasonable pricing. Donates to homeless pet … Healthy Paws Pet Insurance & Foundation is the brand name for the program operations of Healthy Paws Pet Insurance LLC. Healthy Paws Pet Insurance, LLC is a licensed producer in all states (TX license # 1636108); operating in California as Healthy Paws Pet Insurance Services, LLC (CA license # 0H16053), and in New York as Healthy Paws Pet ... Healthy Paws pet insurance gets 4.4 stars out of 5 (excellent) on Trustpilot, based on more than 2,000 reviews. Summary: Pet insurance reviews for 2024. Pet insurance company Our rating We offer one pet insurance plan that covers vet visits for new accidents and illnesses at competitive premiums. Our insurance plan is designed with straightforward and simple terms of coverage. #1 Customer-rated pet health insurance plan for the last 7 years *. More than 550,000 pets enrolled**. Staff of vet techs & pet parents.

So, with the goal of helping these animals, the Healthy Paws Foundation was started in 2009 and it has helped hundreds of pet rescues and animal shelters by providing grants to help fund medicine, food, shelter, and operating costs. Through our Every Quote Gives Hope™ and Refer-A-Friend grant programs, the foundation has donated over $2 ... . Detect objects

healthy paw pet insurance

We offer one pet insurance plan that covers vet visits for new accidents and illnesses at competitive premiums. Our insurance plan is designed with straightforward and simple terms of coverage. #1 Customer-rated pet health insurance plan for the last 7 years *. More than 550,000 pets enrolled**. Staff of …Pets are more than just pets; they are beloved members of our families. As pet owners, it is our responsibility to ensure that our furry friends receive the best care possible. Tha...We give Healthy Paws Pet Insurance a rating of 3.5 out of 5 stars. Healthy Paws pet insurance offers good prices and unlimited annual coverage limits. However, it’s not the ideal pet insurance plan for older pets, as any animals over the age of 6 have limited deductible and reimbursement options. If your pet … The Healthy Paws Pet Insurance plan covers your cat from nose to tail. It pays on your actual veterinary bill and covers new accidents and illnesses, emergencies, genetic conditions and much more. If your cat or kitten needs treatment for a new accident or illness (except pre-existing conditions), you're covered. It's that simple! Pets and Stress Relief - When it comes to maintaining happiness, pets are great stress relievers. Learn more about pets and stress relief at HowStuffWorks. Advertisement There's so...Customer reviews for Healthy Paws are also mostly positive. According to Trustpilot, Healthy Paws has a 4.4/5 rating based on over 1,000 customer reviews and is rated as “Excellent.”. Healthy Paws also has an overall rating of 4.9/5 on ConsumerAdvocate.org. Still, some recent customer reviews on Trustpilot voice …Compare Pets Best Pet Insurance to Healthy Paws on coverage, claims, and customer commitment. Pets Best offers fast claim payments, and flexible plan ...Learn about the pros and cons of Healthy Paws pet insurance, which offers unlimited annual coverage but excludes exam fees and hip dysplasia. Comp… According to Trustpilot, Healthy Paws has a 4.4/5 rating based on over 1,000 customer reviews and is rated as “Excellent.”. Healthy Paws also has an overall rating of 4.9/5 on ConsumerAdvocate.org. Still, some recent customer reviews on Trustpilot voice complaints of a significant rate increase throughout 2021. Get a Quote for Pet Insurance in North Carolina. From the Coastal Plain in the east, Piedmont in the center, and the mountains in the west, families in North Carolina like yours can trust Healthy Paws for all their pet insurance needs. Request your quote online today or give us a call at 855-898-8991 to learn more.In our example quote, HealthyPaws came in just a few dollars cheaper than ManyPets when comparing plans for a 1-year-old 30lb. mixed-breed dog based on Texas zip code 75001. However, keep in mind that your location, dog’s age, breed, gender, and other factors significantly affect your pricing. The best way to know whether ManyPets or ... We offer one pet insurance plan that covers vet visits for new accidents and illnesses at competitive premiums. Our insurance plan is designed with straightforward and simple terms of coverage. #1 Customer-rated pet health insurance plan for the last 7 years *. More than 550,000 pets enrolled**. Staff of vet techs & pet parents. Mar 18, 2024 · Use the Healthy Paws app to: • Submit a claim by taking a picture of your invoice. • Check your claim status. • Manage your account. • View messages from Healthy Paws about your claims or policy. • Update your personal information and billing information. • Change your claim reimbursement method. Healthy Paws: Most claims are processed within a few days, with many users praising its speedy reimbursement. Pets Best: Depending on the complexity of the claim, it might take a bit longer than Healthy Paws. On average, processing can take about a week, but users have reported variations. 6.In addition to pet insurance, Healthy Paws also runs a non-profit foundation that helps animal rescue organizations care for sick homeless pets. Age limits The minimum enrollment age is eight ...Customer Center - Sign In | Healthy Paws Pet Insurance. Manage Your Pet 's Policy. Sign-In. Email Address. Password. Forgot Password? First time logging in? Create …Healthy Paws Pet Insurance, LLC is a licensed producer in all states (TX license # 1636108); operating in California as Healthy Paws Pet Insurance Services, LLC (CA license #0H16053), and in New York as Healthy Paws Pet Insurance Agency, LLC. Healthy Paws Pet Insurance, LLC is a licensed producer in all states (TX license # 1636108); operating in California as Healthy Paws Pet Insurance Services, LLC (CA license #0H16053), and in New York as Healthy Paws Pet Insurance Agency, LLC. The Healthy Paws plan insures the veterinary costs associated with hip dysplasia for pets under the age of six at the time of enrollment. Insurance may include diagnostic testing, surgery, hospitalization, and medications, provided the condition is eligible for coverage (meaning that it is not pre-existing and did not occur during …Healthy Paws pet insurance; Accident coverage waiting period. 5 days. 15 days. Illness coverage waiting period. 14 days. 15 days. Special waiting periods. 180 days for knee and ligament issues..

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